Keep track of all money coming in, and money going out plus the balance of your account. By tracking my finance I was able to pay off £30,000 of debt within two and a half years – without having to scrimp or do without the things I love.

Tracking gets you very present to money and what you focus on expands.  If you want more money this is the FIRST place to start.

It also shows you where any danger zones are – so you know in advance if you’re going to struggle to pay a particular bill and you can therefore take action before it happens by cutting unnecessary expenses.